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VA funding fee

The one-time fee on a VA loan, set by your down payment and whether you have used the benefit before. Many veterans with a disability rating are exempt.

Funding fee

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Fee rate

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Total loan amount

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Fee table per VA schedule effective April 2023: first use 2.15% (under 5% down), 1.5% (5% to under 10%), 1.25% (10% or more); subsequent use 3.3%, 1.5%, 1.25%; IRRRL 0.5%. The VA can change this schedule; confirm with your lender.

Estimates only, from the numbers you enter. Not an offer of credit. Taxes, insurance and program rules vary. lowest.mortgage is not a lender.