30-yr fixed6.75%+0.0315-yr fixed6.05%+0.00FHA 30-yr6.55%+0.08VA 30-yr6.38%+0.08Jumbo 30-yr6.82%+0.11Updated September 1, 2026
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How offers are ranked

  1. APR, lowest first. APR includes the interest rate plus points and lender fees, so it is the fairest single number.
  2. Total cost over time. We show interest, points and fees paid after 5, 10, 15 and 30 years. Principal is excluded because you get it back as equity.
  3. Your scenario. Loan amount, down payment, credit score band, property type and state change every offer. Change one and the order can change.

Where the numbers come from

Index rates come from Freddie Mac's Primary Mortgage Market Survey and Optimal Blue lock data, via the FRED API. Lender offers come from our partner network and are illustrative until you complete a scenario. Rates are supplied by third parties, may change without notice, and your actual rate depends on your full financial profile.

See also: How we make money.