About lowest.mortgage

lowest.mortgage is a mortgage comparison and education site for people buying or refinancing a home. Type in your loan, and we show you what offers look like for numbers like yours, what each line on the paperwork means, and what it costs you if you get it wrong.

We are not a lender

lowest.mortgage is not a lender, broker or loan originator. We do not take applications, underwrite, quote, lock or close loans, and we cannot tell you the rate you will get. Only a lender can do that, after a full application. Our name is a brand name, not a promise that any offer here is the lowest one available to you.

How we are funded

The site is free to use. We are paid two ways: a referral fee when you choose to connect with a partner lender or broker, and clearly labeled advertising. You never pay us anything, and money never changes the order of a ranked table, which always sorts from lowest APR to highest. The full detail is on how we make money, and the sorting rules are on how offers are ranked.

Team

Named author profiles and licensed reviewer profiles, including NMLS IDs, are being added. Until a profile is published, an article shows the writer and reviewer by name in its byline and carries a pending review notice if a licensed reviewer has not signed off yet. We do not list people here until their profile is real.

How we write

Every article starts from public government and public research sources, is written in plain English, and lists its sources at the bottom so you can check us. See oureditorial policy.

Questions or a correction? Contact us.